Underwriting Internship (Financial Lines)

MSIG USA continues to grow! Company Overview: MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world’s top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks. Are you someone who loves to dive into details, analyze risks, and make informed decisions?

Are you ready to gain hands-on experience in the exciting world of Financial Lines Underwriting? This is your chance to join our innovative team and discover the dynamic field of insurance underwriting! What You’ll Do: As an Underwriting Intern, you'll get hands-on experience and valuable exposure to a Property insurance products. You’ll be guided by industry experts, helping evaluate risk, craft policies, and make strategic decisions.

Key Responsibilities: Risk Assessment and Analysis: Assist in evaluating financial statements, credit reports, and industry trends to assess the risk profiles of potential clients. Underwriting Assistance: Support underwriting for new and renewal business in Financial Lines insurance, helping determine coverage terms and conditions. Data-Driven Decisions: Dive into reports, analyze industry data, and learn how financial insights influence underwriting strategies.

Collaborate with Experts: Work closely with teams in claims, legal, and finance to develop a well-rounded understanding of underwriting challenges and solutions. Continuous Learning: Stay up-to-date with industry trends and gain the knowledge needed to build a successful career in underwriting. Why Join Us? Real-World Experience: Apply classroom knowledge to real underwriting challenges. Mentorship: Learn from experienced underwriters who will help you build your skills and expertise.

Exciting Projects: Work on projects that matter, contributing to underwriting decisions that shape the business. Fun, Collaborative Environment: We value your input and believe in fostering a fun, engaging workplace where learning never stops. Who We’re Looking For: Pursuing a degree in Finance, Accounting, Business, or a related field. Strong analytical and problem-solving skills with a passion for understanding financial data. Excellent communication and teamwork abilities. Eagerness to learn and tackle challenges head-on. Proficiency in Microsoft Office (Excel, Word, PowerPoint).

Program Overview/Benefits: Program Dates: June 7, 2027- August 13, 2027 3 Day Induction: June 7 - June 9, 2027 (location, Warren, NJ) Hybrid Schedule: Minimum 4 days in the office per week Compensation: Hourly rate of $25.00 It's an exciting time for our company and a great opportunity to join a financially sound and growing global insurance group!

It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law. In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities.

Each employee plays an important role which contributes directly to the success and continued growth of MSIG. MSIG Holdings (U.S.A.), Inc. (MSIG) is a wholly owned subsidiary of the MS & AD Insurance Group Holdings, Inc. – one of the top ten property-casualty insurance groups world-wide. Our Group has capital in excess of $25 Billion, operations in more than 40 countries and nearly 40,000 personnel located globally. MSIG in the U.S. is comprised of three insurance companies with licenses in all fifty states as well as Puerto Rico and the District of Columbia.

These companies and five other subsidiaries, deliver state of the art risk financing programs, insurance products, risk engineering and claims management services that enable our clients to effectively and efficiently manage their risks. Our insurance companies share the A.M Best’s A+ XV Rating and Standard & Poor’s A+ Rating of our Japan-based parent. Our clientele runs the gamut from small and mid-sized, sole-proprietorships, partnerships and corporations, up to some of the largest and most sophisticated multinational corporations operating in the U.S. and globally.

The vast majority of clients seek our support related to Commercial Lines insurance products including Commercial Property and Liability Insurance products. However, through our subsidiary – Seven Hills Insurance Agency, LLC. – we are able to provide Personal Lines Insurance products including homeowners, renters, automobile, etc. Specialties: All Risk Property, Commercial Liability, Automobile, Workers Compensation, Management Liability, Marine, Excess & Umbrella, Claims Management, Risk Engineering services, etc. Don't see the dream job you are looking for?

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