Product Specialist

MSIG USA continues to grow! Company Overview: MSIG USA is the US-based subsidiary of MS&AD Insurance Group Holdings, Inc., one of the world’s top P&C carriers and a global Class 15 insurer, with A+ ratings and a reach that spans 40+ countries and regions. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks.

Position Summary We are seeking a detail-oriented Product Specialist to support insurance product drafting, regulatory filing initiatives, product-related research, and the development and maintenance of policy forms and related documentation across commercial lines of business. In this role, you will work closely with Product Counsel, State Filings, Underwriting, Actuarial, Claims, Compliance, and Policy Implementation teams to draft and revise policy forms and endorsements, coordinate large filing initiatives, conduct product-related regulatory research, and maintain product documentation.

The ideal candidate will have insurance industry experience, strong technical drafting and project management skills, and the ability to manage multiple initiatives with a high degree of accuracy and organization. This is a non-managerial, individual contributor role reporting to the Assistant Vice President, Product Counsel Manager. The role does not require admission to a state bar. Drafting, regulatory research, and related work will be performed subject to Product Counsel review and approval.

Key Responsibilities Product Drafting & Review: Draft, review, and revise commercial insurance endorsements, state amendatory forms, state-specific notices, and related product documentation in response to underwriting requests, regulatory requirements, and filing feedback, subject to Product Counsel review and approval. Product Development Support: Partner with Product Counsel to support new products, coverage enhancements, and updates to existing forms in response to business needs, market developments, and regulatory changes.

Filing Project Management: Partner with Product Counsel to support large product filing and implementation projects. Regulatory Filing Support: Coordinate responses to form-related regulatory inquiries and objections; independently address routine matters when appropriate, prepare draft responses for Product Counsel review, and escalate substantive legal, regulatory, or coverage issues.

Research & Reference Tools: Conduct and track research regarding jurisdiction-specific filing rules, regulatory requirements, and similar product topics; compile requirements and develop practical internal and underwriting-facing reference tools. Quality Control & Standards: Partner with Product Counsel to develop quality-control drafting checklists, templates, reference guides, and procedures designed to promote clarity, consistency, accuracy, and technical quality in policy forms and related documentation.

Cross-Functional Collaboration: Collaborate with business, legal, regulatory, and operational stakeholders throughout the product lifecycle. Qualifications/Experience Bachelor's degree required. Master's in Legal Studies (MLS) or a comparable legal studies credential strongly preferred. MBA, paralegal certificate, or other relevant advanced credential is also preferred.

2-5 years of relevant insurance industry experience, including experience in insurance product development, policy or contract drafting, state filings, regulatory compliance, legal operations, paralegal work, or a related insurance function. Prior experience in a law firm, corporate legal department, insurance regulatory function, paralegal role, contract or policy drafting role, or another position involving legal research and document drafting is valued, provided the candidate also has the required insurance industry experience.

SALARY: The estimated salary range for this position is $100,000.00 - $150,000.00 per year. This is a good-faith assessment of the salary range for this position only. In determining the actual salary within this range, MSIG USA will consider a candidate’s relevant experience, location, and other job-related factors.

Additional Benefits: Healthcare and Retirement Benefits Comprehensive medical, dental, and vision coverage 401(k) with a generous employer match and profit-sharing contribution Wellness incentive program Life and accidental death and dismemberment (AD&D) insurance Flexible spending programs Short-term and long-term disability plans Additional Benefit Programs Paid time off program Paid charitable leave Paid parental leave Tuition reimbursement program Personal insurance (auto/homeowners) discounts #LI-HYBRID #LI-REMOTE, #LI-HYBRID, #LI-ONSITE It's an exciting time for our company and a

great opportunity to join a financially sound and growing global insurance group! It is the policy of MSIG USA to provide equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state or local law.

In addition, MSIG USA will provide reasonable accommodations for qualified individuals with disabilities. Each employee plays an important role which contributes directly to the success and continued growth of MSIG. MSIG Holdings (U.S.A.), Inc. (MSIG) is a wholly owned subsidiary of the MS & AD Insurance Group Holdings, Inc. – one of the top ten property-casualty insurance groups world-wide. Our Group has capital in excess of $25 Billion, operations in more than 40 countries and nearly 40,000 personnel located globally. MSIG in the U.S.

is comprised of three insurance companies with licenses in all fifty states as well as Puerto Rico and the District of Columbia. These companies and five other subsidiaries, deliver state of the art risk financing programs, insurance products, risk engineering and claims management services that enable our clients to effectively and efficiently manage their risks. Our insurance companies share the A.M Best’s A+ XV Rating and Standard & Poor’s A+ Rating of our Japan-based parent.

Our clientele runs the gamut from small and mid-sized, sole-proprietorships, partnerships and corporations, up to some of the largest and most sophisticated multinational corporations operating in the U.S. and globally. The vast majority of clients seek our support related to Commercial Lines insurance products including Commercial Property and Liability Insurance products. However, through our subsidiary – Seven Hills Insurance Agency, LLC. – we are able to provide Personal Lines Insurance products including homeowners, renters, automobile, etc.

Specialties: All Risk Property, Commercial Liability, Automobile, Workers Compensation, Management Liability, Marine, Excess & Umbrella, Claims Management, Risk Engineering services, etc. Don't see the dream job you are looking for? Click "Get Started" below to drop off your contact information and resume and we will reach out to you if we find the perfect fit.

• Bachelor's degree required; Master's in Legal Studies or comparable credential strongly preferred.
• 2-5 years insurance industry experience in product development, policy drafting, state filings, or related functions.
• Strong technical drafting, regulatory research, and project management skills with ability to manage multiple initiatives.