Principal Architect- Agentic Commerce transformation

Principal Architect- Agentic Commerce transformation

Chicago, IL, United States

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Job Information

Job Identification

210802370

Job Category

Architecture

Business Unit

Commercial & Investment Bank

Posting Date

10/26/2026, 04:48 PM

Locations

10 S Dearborn St, Chicago, IL, 60603, US

Job Schedule

Full time

Base Pay/Salary

Chicago,IL $175,750.00-$260,000.00

Job Description

Step into the role of a Principal Architect at JPMorganChase and help shape the future of B2B Commerce and payments. If you are excited about shaping the future of technology and driving significant business impact in financial services, we are looking for people just like you. Join our team and help us develop game-changing, high-quality solutions.

As a Principal Architect at JPMorganChase within Commercial & Investment Bank Payments Technology, you will lead architecture for the B2B Commerce transformation across intelligent payment orchestration, supplier network services, AI and agentic systems, and multi-rail payments. You will define the target-state architecture and apply modern cloud, distributed systems, and AI engineering practices to accelerate delivery of this strategic growth initiative.

Job responsibilities

Leads target-state architecture for B2B Commerce, translating business strategy into scalable, secure, resilient technology solutions

Drives architecture across intelligent payment orchestration, supplier network services, and multi-rail payments

Designs modern cloud-native and distributed systems using APIs, microservices, event-driven and data architecture patterns

Architects AI and agentic systems, including orchestration, grounding, memory, tool integration, observability, and appropriate controls

Establishes reusable AI patterns leveraging AWS, Amazon Bedrock, and enterprise data and services

Champions Spec-Driven Development (SDD) and AI-enabled engineering to improve quality, traceability, reuse, and delivery velocity

Partners across Product, Engineering, Data, AI, Risk, and Architecture to align teams and drive delivery

Serves as a senior technical leader, influencing architecture decisions and communicating strategy to senior leaders

Required qualifications, capabilities, and skills

Formal training or certification on architecture concepts and 10+ years applied experience

Hands-on experience designing and delivering large-scale distributed systems and production software

Deep knowledge of cloud-native architecture, APIs, microservices, event-driven systems, data architecture, resiliency, security, observability, and performance

Strong software engineering foundation with expertise in one or more programming languages

Experience designing AI, generative AI, or agentic systems and integrating them into enterprise platforms

Experience with AWS and enterprise AI platforms such as Amazon Bedrock or equivalent technologies

Experience applying Spec-Driven Development (SDD) and AI-assisted engineering practices

Ability to influence across engineering teams and communicate complex architecture decisions to senior leaders

Preferred qualifications, capabilities, and skills

Experience in B2B payments, commercial payments, transaction banking, payables, receivables, or payment networks

Experience with multi-rail payments, intelligent routing, decisioning, or orchestration platforms

Experience with AWS, Amazon Bedrock, generative AI, and agentic architectures

Experience with supplier onboarding, AP/AR automation, remittance, reconciliation, ERP integration, or payment execution

Demonstrated ability to connect architecture decisions to client outcomes, engineering velocity, and business growth