Credit Officer, Vice President - Technology, Disruptive Commerce & Internet
About the role
Credit Officer, Vice President - Technology, Disruptive Commerce & Internet
New York, NY, United States and 4 more
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Job Information
Job Identification
210774974
Job Category
Credit Risk
Business Unit
Commercial & Investment Bank
Posting Date
10/07/2026, 08:51 AM
Locations
10 S Dearborn St, Chicago, IL, 60603, US
Job Schedule
Full time
Base Pay/Salary
New York,NY $144,400.00-$240,000.00; Chicago,IL $133,500.00-$230,000.00; San Francisco,CA $144,400.00-$240,000.00; Boston,MA $144,400.00-$240,000.00; Washington,DC $144,400.00-$240,000.00
Job Description
Bring your expertise to JPMorgan Chase. As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new, emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo, and striving to be best-in-class.
As a Credit Officer, Vice President in the Technology, Disruptive Commerce & Internet Group, you will be at the heart of our cross-functional team, delivering credit solutions to a diverse range of high-growth industries, including Software, Applied Technology, Digital Infrastructure, and high-growth Consumer. You will assess and manage risks, both on new originations and on an ongoing basis within the existing portfolio of borrowers. Opportunities range from venture debt facilities to support runway extension for early-stage startups to institutional term loans to support Lines of Business.
The Technology, Disruptive Commerce & Internet Group Credit team is national, so you will be covering clients within our industries nationwide, with the opportunity to travel to meet with clients in person. The role entails in depth due diligence of new opportunities, complex financial modeling, and legal negotiation. You will be a key partner to Commercial Bankers as well as other key internal stakeholders across the Investment Bank and Capital Markets. You will mentor less experienced team members and guide them in risk grading, credit request analysis, and documentation.
Job responsibilities
Aid team members in the analysis and structuring of new transactions and management of their assigned credit portfolio
Work alongside counsel to document transactions, renewals, and amendments to existing facilities.
Work with founders and client executives from due diligence and negotiations of a new transaction through to ongoing portfolio management and subsequent transactions post-close
Utilize excellent credit analysis skills to appropriately assess risks / mitigants, balance risk / reward, diligently manage renewals, amendments and new transactions as well as maintain acceptable credit reporting metrics
Form well thought out, independent views and be able to voice your opinion in a clear, concise manner and to defend that position with partners and senior leadership
Work proactively, in a constructive, diplomatic manner, with internal contacts to keep transactions moving
Act with a sense of urgency and drive execution to meet both internal and client deadlines
Partner effectively to develop fulsome internal relationships, including being looked to as an expert on Credit Policy and will be viewed as the “go-to” person for credit and credit process for all products
Provide leadership in the market by being a positive contributor to the team, including being a mentor to less experienced team members, embracing change and participating in various projects or improvement exercises for the benefit of the organization
Demonstrate excellent communication skills both internally and externally and use those communication skills to effectively solve problems
Required qualifications, capabilities and skills
BA/BS/BBA degree is required
Completion of a major corporate or commercial bank credit training program (or the equivalent corporate banking/corporate finance experience) and a thorough understanding of bank credit policies and procedures
6+ years’ experience in commercial banking/lending including extensive credit analysis
Significant accounting and finance knowledge
Strong working knowledge of credit agreements and other loan documentation
Demonstrated excellent verbal and written skills, interpersonal skills, and analytical and problem-solving skills
Excellent organizational and project management skills; able to manage competing priorities under tight deadlines
Proven ability to collaborate and build strong partnerships.
Intellectual curiosity with a proven ability to learn quickly
High degree of initiative, self-direction, and ability to work well under pressure
Preferred Qualifications, Capabilities, and Skills
Experience in Direct Lending and / or Digital Infrastructure lending, preferred
This position is subject to Section 19 of the Federal Deposit Insurance Act. As such, an employment offer for this position is contingent on JPMorganChase’s review of criminal conviction history, including pretrial diversions or program entries.
Minimum requirements
- BA/BS/BBA degree and completion of major corporate/commercial bank credit training or equivalent experience
- 6+ years in commercial banking/lending with extensive credit analysis and strong accounting/finance knowledge
- Proficient in credit agreements, loan documentation, communication, project management, and collaboration skills under pressure
This listing was parsed by AI and may not be complete. Check the official posting on JPMorganChase's site for the most accurate information.